{"id":8810,"date":"2026-10-20T09:18:00","date_gmt":"2026-10-20T07:18:00","guid":{"rendered":"https:\/\/www.1pay.ch\/docs\/klarna-purchase-on-invoice\/"},"modified":"2026-11-06T09:08:17","modified_gmt":"2026-11-06T08:08:17","password":"","slug":"klarna-purchase-on-invoice","status":"publish","type":"docs","link":"https:\/\/www.1pay.ch\/en\/docs\/klarna-purchase-on-invoice\/","title":{"rendered":"Klarna and purchase on invoice"},"content":{"rendered":"<p>Not everyone wants to pay immediately. With 1pay.ch there are two ways to let people pay later: <strong>Klarna<\/strong> and <strong>purchase on invoice<\/strong>. On top of that there is <a href=\"https:\/\/www.1pay.ch\/en\/docs\/twint-payment-method\/\">TWINT \u00abpay later\u00bb<\/a>.<\/p>\n<h2>Klarna<\/h2>\n<p>The customer chooses whether to pay now, later or in instalments. You receive the full amount as with a normal payment: Klarna bears the risk of late payment. It is available in all 1pay.ch plans.<\/p>\n<ul>\n<li>You activate it with the <strong>Pay Plus<\/strong> provider under <strong>Payment providers<\/strong>.<\/li>\n<li>It supports one-off payments and refunds, including partial ones. No subscriptions, pre-authorisations or tokenisation.<\/li>\n<li><strong>Not available<\/strong> for non-profit organisations, political parties and initiatives, business-to-business sales (B2B) and generally excluded activities. For associations, TWINT \u00abpay later\u00bb is the right solution.<\/li>\n<\/ul>\n<h2>Purchase on invoice<\/h2>\n<p>The customer chooses \u00abInvoice\u00bb and receives a PDF invoice by e-mail with a Swiss QR-bill. They pay in e-banking whenever they like, within the deadline.<\/p>\n<ul>\n<li>You activate it with the <strong>Pay<\/strong> provider.<\/li>\n<li>The payment stays in <strong>Pending<\/strong> status until it is paid. Credits are checked every morning: once the transfer is matched, the status changes to <strong>Confirmed<\/strong>.<\/li>\n<li>The invoice shows 1pay.ch&#8217;s details, not yours: the transfer goes through us and reaches you with the normal payout.<\/li>\n<li>You can set up automatic reminders.<\/li>\n<li>There is no credit check or debt collection: if the customer does not pay, the risk stays with you.<\/li>\n<li>It accepts one-off payments only and cannot be refunded from the admin area.<\/li>\n<\/ul>\n<p><strong>When to use it:<\/strong> with customers you know, businesses or members. For online sales to strangers, Klarna or TWINT \u00abpay later\u00bb protect you better.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Not everyone wants to pay immediately. With 1pay.ch there are two ways to let people pay later: Klarna and purchase on invoice. On top of that there is TWINT \u00abpay later\u00bb. Klarna The customer chooses whether to pay now, later or in instalments. You receive the full amount as with a normal payment: Klarna bears [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"doc_category":[202],"doc_tag":[],"class_list":["post-8810","docs","type-docs","status-publish","hentry","doc_category-payment-methods"],"acf":[],"year_month":"2026-11","word_count":262,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"1pay.ch","author_nicename":"1pay_admin","author_url":"https:\/\/www.1pay.ch\/en\/author\/1pay_admin\/"},"doc_category_info":[{"term_name":"Payment methods","term_url":"https:\/\/www.1pay.ch\/en\/docs-category\/payment-methods\/"}],"doc_tag_info":[],"knowledge_base_info":[],"knowledge_base_slug":[],"_links":{"self":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/docs\/8810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/comments?post=8810"}],"version-history":[{"count":5,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/docs\/8810\/revisions"}],"predecessor-version":[{"id":9655,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/docs\/8810\/revisions\/9655"}],"wp:attachment":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/media?parent=8810"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/doc_category?post=8810"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/doc_tag?post=8810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}