{"id":10013,"date":"2026-11-08T22:33:15","date_gmt":"2026-11-08T21:33:15","guid":{"rendered":"https:\/\/www.1pay.ch\/payment-methods\/twint\/"},"modified":"2026-11-08T22:33:28","modified_gmt":"2026-11-08T21:33:28","slug":"twint","status":"publish","type":"page","link":"https:\/\/www.1pay.ch\/en\/payment-methods\/twint\/","title":{"rendered":"TWINT"},"content":{"rendered":"\t\t
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\"TWINT\"<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Take payments with TWINT, online and at the counter<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The most widely used way to pay by phone in Switzerland. With 1pay.ch you activate it in one click, with no separate contracts, and the takings reach your account together with those from your other methods.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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<\/div>\n\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t
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\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tOpen your free account\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tSee the fees\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Why activate it<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tA QR code on the counter is enough\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tWith QR Pay you print the code and you are ready. The TWINT app pays directly, and the phone camera opens the page with all your methods.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tRecurring payments too\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tBesides one-off payments, it works with subscriptions, membership fees and pre-authorisations, with no one to chase.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tFor every kind of business\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tOnline shops, restaurants, markets, hairdressers, associations: TWINT works wherever the customer has a phone in hand.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What TWINT costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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<\/th>Starter<\/th>Small<\/th>Medium<\/th>Large<\/th><\/tr><\/thead>
Online and QR Pay<\/td>2.9% + CHF 0.30<\/td>2.5% + CHF 0.30<\/td>2.2% + CHF 0.25<\/td>1.9% + CHF 0.20<\/td><\/tr>
At the terminal and Tap to Pay<\/td>2.9% + CHF 0.30<\/td>2.15% + CHF 0.30<\/td>1.85% + CHF 0.25<\/td>1.55% + CHF 0.20<\/td><\/tr><\/tbody><\/table><\/div>

The features are the same in every plan: only the fees change. The Starter plan is free, with no fixed costs. All prices<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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TWINT at a glance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Contract<\/dt>
Included in the 1pay.ch account (Pay provider)<\/dd>
Type<\/dt>
Payment app<\/dd>
Channels<\/dt>
Online, QR Pay, POS terminal, Tap to Pay<\/dd>
Features<\/dt>
One-off payments, subscriptions, full and partial refunds, pre-authorisations, tokenisation<\/dd>
Amount<\/dt>
From CHF 0.50 to CHF 20’000.- per payment<\/dd>
Currency<\/dt>
CHF<\/dd><\/dl>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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How to activate TWINT<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  1. Open your free account, no credit card needed.<\/li>
  2. Complete account verification, usually the same day.<\/li>
  3. Under Payment providers<\/strong>, click Configure<\/strong> next to Pay and activate the TWINT icon.<\/li><\/ol>

    You will find all the details in the documentation<\/a>. Before you start, you can make a test payment<\/a>. Looking for something else? See all payment methods<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tDo I need a terminal to accept TWINT?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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    No. A QR Pay code, a payment link or an online page is enough. A terminal is worthwhile if you often take payments at the counter or want a printed receipt.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tCan a TWINT payment be refunded?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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    Yes, in full or in part, from the admin area. The refund amount must be rounded to 5 centimes.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tCan the customer pay later?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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    Yes, with TWINT pay later<\/a>: they choose in the app whether to pay now or within 30 days.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t

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    \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\tWhat if the customer does not have TWINT?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t
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    On the same page they find the other methods you have activated, such as cards, Apple Pay, Google Pay and PostFinance Pay.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":2003,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10013","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/10013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/comments?post=10013"}],"version-history":[{"count":1,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/10013\/revisions"}],"predecessor-version":[{"id":10014,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/10013\/revisions\/10014"}],"up":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/2003"}],"wp:attachment":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/media?parent=10013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}