{"id":7411,"date":"2026-11-04T16:00:01","date_gmt":"2026-11-04T15:00:01","guid":{"rendered":"https:\/\/www.1pay.ch\/?page_id=7411"},"modified":"2026-11-04T18:40:29","modified_gmt":"2026-11-04T17:40:29","slug":"cost-of-cash-calculator","status":"publish","type":"page","link":"https:\/\/www.1pay.ch\/en\/cost-of-cash-calculator\/","title":{"rendered":"What does cash cost you?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7411\" class=\"elementor elementor-7411 elementor-7399\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1387cb5 op-mhero elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1387cb5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-751c537\" data-id=\"751c537\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-549c6a4 elementor-widget elementor-widget-heading\" data-id=\"549c6a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What does cash really cost you?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff7d976 elementor-widget elementor-widget-text-editor\" data-id=\"ff7d976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cash looks free, but it has to be counted, taken to the bank and paid in. Enter your figures and see what it costs you per month and per year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e5a5e92 op-tool elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e5a5e92\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c07827\" data-id=\"1c07827\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8b0e1e op-tool elementor-widget elementor-widget-html\" data-id=\"a8b0e1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"opc\" id=\"opk\">\n<style>\n.opc{--n:#1D3D78;--b:#27509C;--sky:#EAF1FB;--ink:#2A2F33;--sl:#5B6B70;--ln:#D5DCE2;--soft:#F4F6F8;font-family:Poppins,Arial,sans-serif;color:var(--ink);max-width:1060px;margin:0 auto;text-align:left;container-type:inline-size}\n.opc *{box-sizing:border-box}\n.opc-card{background:#fff;border-radius:16px;box-shadow:0 10px 30px rgba(16,24,40,.08);padding:28px;display:grid;gap:26px}\n.opc-card>*{min-width:0}\n.opc-form{display:grid;gap:14px;align-content:start}\n.opc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}\n.opc .opc-h{font-size:1rem;font-weight:600;color:var(--n);margin:6px 0 0}\n.opc label{display:flex;flex-direction:column;min-width:0}\n.opc label>span:first-child{display:block;font-size:.82rem;font-weight:600;color:var(--sl);margin:0 0 6px;line-height:1.3}\n.opc-pre{position:relative;display:block}\n.opc-pre i{position:absolute;left:13px;top:50%;transform:translateY(-50%);font-style:normal;font-size:.88rem;font-weight:600;color:var(--sl);pointer-events:none}\n.opc-pre.suf i{left:auto;right:13px}\n#opk#opk.opc input{font:inherit;font-size:1rem!important;color:var(--ink)!important;border:1px solid var(--ln)!important;border-radius:10px!important;padding:0 12px!important;height:44px!important;min-height:44px!important;background-color:#fff!important;width:100%;box-shadow:none!important;margin:0}\n#opk#opk.opc .opc-pre:not(.suf) input{padding-left:52px!important}\n#opk#opk.opc .opc-pre.suf input{padding-right:56px!important}\n#opk.opc input:focus-visible{outline:2px solid var(--b);outline-offset:2px}\n.opc-out{background:var(--sky);border-radius:14px;padding:22px;display:grid;gap:4px;align-content:start}\n.opc-row{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:4px 12px;padding:11px 0;border-bottom:1px solid rgba(29,61,120,.12)}\n.opc-row:last-of-type{border-bottom:0}\n.opc-row span{font-size:.92rem;color:var(--sl)}\n.opc-row b{font-size:1.1rem;font-weight:600;color:var(--n);white-space:nowrap;font-variant-numeric:tabular-nums;margin-left:auto}\n.opc-row.big b{font-size:clamp(1.3rem,6cqi,1.6rem)}\n.opc-row.big span{color:var(--n);font-weight:600}\n.opc .opc-note{font-size:.82rem;color:var(--sl);margin:6px 0 0;line-height:1.55}\n.opc .opc-note a{color:var(--b);font-weight:600}\n@container (min-width:820px){.opc-card{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);align-items:start;padding:32px}.opc-out{position:sticky;top:110px}}\n@media (max-width:767px){.opc-card{padding:22px 16px}}\n<\/style>\n<div class=\"opc-card\" id=\"opk-card\"><\/div>\n<script>\n(function(){\nvar card=document.getElementById('opk-card'),L=(document.documentElement.lang||'it').slice(0,2);\n\/\/ Tutti i valori sono dell'utente: quelli di partenza sono solo un esempio, nessun dato di mercato. Ogni campo ha un massimo.\nvar F=[['amt',5000,9999999,'CHF'],['days',22,31,''],['cnt',15,600,'min'],['trips',4,100,''],['trip',30,600,'min'],['rate',30,500,'CHF'],['fees',0,99999,'CHF'],['diff',0,99999,'CHF']];\nvar T={\nit:{g1:'I tuoi incassi',g2:'Il tempo che ci metti',g3:'Le spese',amt:'Incassi in contanti al mese',days:'Giorni di apertura al mese',cnt:'Minuti per contare la cassa, ogni giorno',trips:'Versamenti in banca al mese',trip:'Minuti per ogni versamento (andata, coda, ritorno)',rate:'Quanto vale un\u2019ora di lavoro',fees:'Spese bancarie per i versamenti, al mese',diff:'Differenze di cassa e banconote false, al mese',\n hrs:'Tempo al mese',hu:'ore',tcost:'Costo del tempo',xcost:'Spese e differenze',tot:'Il contante ti costa al mese',yr:'All\u2019anno',pct:'Sugli incassi in contanti',\n note:'I valori di partenza sono solo un esempio: inserisci i tuoi. Il calcolo avviene nel tuo browser. Vuoi confrontarlo con quanto costerebbe incassare con TWINT e carte? <a href=\"\/calcolatore-commissioni\/\">Usa il calcolatore commissioni<\/a>.'},\nde:{g1:'Deine Einnahmen',g2:'Die Zeit, die du brauchst',g3:'Die Kosten',amt:'Bareinnahmen pro Monat',days:'\u00d6ffnungstage pro Monat',cnt:'Minuten f\u00fcr das Z\u00e4hlen der Kasse, pro Tag',trips:'Einzahlungen bei der Bank pro Monat',trip:'Minuten pro Einzahlung (Hinweg, Warten, R\u00fcckweg)',rate:'Wert einer Arbeitsstunde',fees:'Bankgeb\u00fchren f\u00fcr Einzahlungen pro Monat',diff:'Kassendifferenzen und Falschgeld pro Monat',\n hrs:'Zeit pro Monat',hu:'Stunden',tcost:'Kosten der Zeit',xcost:'Geb\u00fchren und Differenzen',tot:'Bargeld kostet dich pro Monat',yr:'Pro Jahr',pct:'Auf die Bareinnahmen',\n note:'Die Startwerte sind nur ein Beispiel: Setze deine eigenen ein. Die Berechnung l\u00e4uft in deinem Browser. Willst du es mit den Kosten f\u00fcr TWINT und Karten vergleichen? <a href=\"\/de\/gebuehrenrechner\/\">Nimm den Geb\u00fchrenrechner<\/a>.'},\nen:{g1:'Your takings',g2:'The time it takes',g3:'The costs',amt:'Cash takings per month',days:'Opening days per month',cnt:'Minutes to count the till, per day',trips:'Bank deposits per month',trip:'Minutes per deposit (there, queue, back)',rate:'Value of an hour of work',fees:'Bank fees for deposits, per month',diff:'Till differences and counterfeit notes, per month',\n hrs:'Time per month',hu:'hours',tcost:'Cost of the time',xcost:'Fees and differences',tot:'Cash costs you per month',yr:'Per year',pct:'Of your cash takings',\n note:'The starting values are only an example: enter your own. The calculation runs in your browser. Want to compare it with taking TWINT and cards? <a href=\"\/en\/fee-calculator\/\">Use the fee calculator<\/a>.'},\nfr:{g1:'Vos encaissements',g2:'Le temps que vous y passez',g3:'Les frais',amt:'Encaissements en esp\u00e8ces par mois',days:'Jours d\u2019ouverture par mois',cnt:'Minutes pour compter la caisse, par jour',trips:'Versements \u00e0 la banque par mois',trip:'Minutes par versement (aller, attente, retour)',rate:'Valeur d\u2019une heure de travail',fees:'Frais bancaires des versements, par mois',diff:'\u00c9carts de caisse et faux billets, par mois',\n hrs:'Temps par mois',hu:'heures',tcost:'Co\u00fbt du temps',xcost:'Frais et \u00e9carts',tot:'Les esp\u00e8ces vous co\u00fbtent par mois',yr:'Par an',pct:'Sur les encaissements en esp\u00e8ces',\n note:'Les valeurs de d\u00e9part ne sont qu\u2019un exemple : saisissez les v\u00f4tres. Le calcul se fait dans votre navigateur. Vous voulez comparer avec un encaissement par TWINT et cartes ? <a href=\"\/fr\/calculateur-commissions\/\">Utilisez le calculateur de commissions<\/a>.'}};\nvar D=T[L]||T.it;\nfunction fld(k){var x=F.filter(function(r){return r[0]==k})[0],u=x[3],i='<input id=\"opk-'+k+'\" type=\"number\" inputmode=\"decimal\" min=\"0\" max=\"'+x[2]+'\" step=\"'+(u=='CHF'?'0.05':'1')+'\" value=\"'+x[1]+'\">';\n return '<label><span>'+D[k]+'<\/span>'+(u?'<span class=\"opc-pre'+(u=='min'?' suf':'')+'\"><i aria-hidden=\"true\">'+u+'<\/i>'+i+'<\/span>':i)+'<\/label>'}\ncard.innerHTML='<div class=\"opc-form\"><p class=\"opc-h\">'+D.g1+'<\/p><div class=\"opc-grid\">'+fld('amt')+fld('days')+'<\/div><p class=\"opc-h\">'+D.g2+'<\/p><div class=\"opc-grid\">'+fld('cnt')+fld('trips')+fld('trip')+fld('rate')+'<\/div><p class=\"opc-h\">'+D.g3+'<\/p><div class=\"opc-grid\">'+fld('fees')+fld('diff')+'<\/div><\/div>'+\n '<div class=\"opc-out\" aria-live=\"polite\"><div class=\"opc-row\"><span>'+D.hrs+'<\/span><b id=\"opk-h\"><\/b><\/div><div class=\"opc-row\"><span>'+D.tcost+'<\/span><b id=\"opk-t\"><\/b><\/div><div class=\"opc-row\"><span>'+D.xcost+'<\/span><b id=\"opk-x\"><\/b><\/div>'+\n '<div class=\"opc-row big\"><span>'+D.tot+'<\/span><b id=\"opk-m\"><\/b><\/div><div class=\"opc-row\"><span>'+D.yr+'<\/span><b id=\"opk-y\"><\/b><\/div><div class=\"opc-row\"><span>'+D.pct+'<\/span><b id=\"opk-p\"><\/b><\/div><p class=\"opc-note\">'+D.note+'<\/p><\/div>';\nvar $=function(i){return document.getElementById('opk-'+i)};\nfunction money(n){var r=Math.round(n),i=String(r).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,\"'\");return 'CHF '+i+'.-'}\nfunction val(k){var x=F.filter(function(r){return r[0]==k})[0],e=$(k),v=parseFloat(String(e.value).replace(',','.'))||0;if(v>x[2]){v=x[2];e.value=v}if(v<0){v=0;e.value=0}return v}\nfunction calc(){var o={};F.forEach(function(r){o[r[0]]=val(r[0])});\n var min=o.days*o.cnt+o.trips*o.trip,h=min\/60,t=h*o.rate,x=o.fees+o.diff,m=t+x;return {h:h,t:t,x:x,m:m,y:m*12,p:o.amt>0?m\/o.amt*100:0}}\nfunction fmt(n,d){var s=n.toFixed(d);return L=='en'?s:s.replace('.',',')}\nfunction render(){var c=calc();$('h').textContent=fmt(c.h,1)+' '+D.hu;$('t').textContent=money(c.t);$('x').textContent=money(c.x);$('m').textContent=money(c.m);$('y').textContent=money(c.y);$('p').textContent=fmt(c.p,1)+(L=='fr'?'\u202f%':'%')}\ncard.addEventListener('input',render);render();\nwindow.opkCalc=calc; \/\/ per i test\n})();\n<\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d026c3 op-how elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d026c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d225f05\" data-id=\"d225f05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e1ddb6 elementor-widget elementor-widget-heading\" data-id=\"2e1ddb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it is calculated<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6caafb1 elementor-widget elementor-widget-text-editor\" data-id=\"6caafb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The calculator adds up two things. <b>Time<\/b>: the minutes spent counting the till on each opening day and on each bank deposit, multiplied by the value of an hour of work (yours or that of whoever does it for you). And <b>costs<\/b>: what the bank charges for deposits and what you lose through till differences or counterfeit notes.<\/p><p>The result is a cost per month, per year and as a percentage of your cash takings. The starting values are only an example: enter your own. To compare it with taking TWINT and cards, use the <a href=\"\/en\/fee-calculator\/\">fee calculator<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66c0cbb op-faq elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66c0cbb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b2a50c\" data-id=\"3b2a50c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed66745 elementor-widget elementor-widget-heading\" data-id=\"ed66745\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad0c85a elementor-widget elementor-widget-raven-advanced-accordion\" data-id=\"ad0c85a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;collapsible&quot;:&quot;false&quot;,&quot;scroll_to_content&quot;:&quot;false&quot;}\" data-widget_type=\"raven-advanced-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div id=\"jupiterx-advanced-accordion-wrapper\" class=\"jupiterx-advanced-accordion-wrapper\">\n\t\t\t\t<div class=\"jupiterx-advanced-accordion-inner-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"jupiterx-single-advanced-accordion-wrapper  jx-ac-first  jx-ac-inactive\" id=\"\" >\n\t\t\t\t<div class=\"jx-single-accordion-header\">\n\t\t\t\t\t<div class=\"jx-single-accordion-header-left\">\n\t\t\t\t\t\t<div class=\"jx-single-accordion-header-icon-toggle-wrapper jx-single-accordion-header-icon-toggle-wrapper-hide\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"jx-ac-title\">Isn&#039;t cash free?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"jx-single-accordion-header-right\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jx-ac-icon-body-closed jx-ac-toggle-icon fas fa-chevron-right\"><\/i><i aria-hidden=\"true\" class=\"jx-ac-icon-body-opened jx-ac-toggle-icon fas fa-chevron-down\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"jx-single-accordion-body  jx-ac-body-none\">\n\t\t\t\t\t<div class=\"jx-ac-content\">\n\t\t\t\t\t\t<div class=\"jx-ac-content-inner-wrapper\">\n\t\t\t\t\t\t\t<div class=\"jupiterx-ac-content-is-editor\"><p>For the payer, yes; for you, no. It has to be counted, checked, taken to the bank and paid in, and banks often charge for deposits. These costs never appear on an invoice, but you pay them in time and fees.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"jupiterx-single-advanced-accordion-wrapper  jx-ac-inactive\" id=\"\" >\n\t\t\t\t<div class=\"jx-single-accordion-header\">\n\t\t\t\t\t<div class=\"jx-single-accordion-header-left\">\n\t\t\t\t\t\t<div class=\"jx-single-accordion-header-icon-toggle-wrapper jx-single-accordion-header-icon-toggle-wrapper-hide\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"jx-ac-title\">What value should I give an hour of work?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"jx-single-accordion-header-right\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jx-ac-icon-body-closed jx-ac-toggle-icon fas fa-chevron-right\"><\/i><i aria-hidden=\"true\" class=\"jx-ac-icon-body-opened jx-ac-toggle-icon fas fa-chevron-down\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"jx-single-accordion-body  jx-ac-body-none\">\n\t\t\t\t\t<div class=\"jx-ac-content\">\n\t\t\t\t\t\t<div class=\"jx-ac-content-inner-wrapper\">\n\t\t\t\t\t\t\t<div class=\"jupiterx-ac-content-is-editor\"><p>What it costs you: the hourly wage of whoever counts the till, or what an hour of your time is worth if you do it yourself. Even volunteers' time in an association has a value, although it is not paid.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"jupiterx-single-advanced-accordion-wrapper  jx-ac-inactive\" id=\"\" >\n\t\t\t\t<div class=\"jx-single-accordion-header\">\n\t\t\t\t\t<div class=\"jx-single-accordion-header-left\">\n\t\t\t\t\t\t<div class=\"jx-single-accordion-header-icon-toggle-wrapper jx-single-accordion-header-icon-toggle-wrapper-hide\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"jx-ac-title\">How can I reduce cash?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"jx-single-accordion-header-right\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jx-ac-icon-body-closed jx-ac-toggle-icon fas fa-chevron-right\"><\/i><i aria-hidden=\"true\" class=\"jx-ac-icon-body-opened jx-ac-toggle-icon fas fa-chevron-down\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"jx-single-accordion-body  jx-ac-body-none\">\n\t\t\t\t\t<div class=\"jx-ac-content\">\n\t\t\t\t\t\t<div class=\"jx-ac-content-inner-wrapper\">\n\t\t\t\t\t\t\t<div class=\"jupiterx-ac-content-is-editor\"><p>By giving customers a convenient way to pay without it: a QR code at the till, Tap to Pay on an Android phone or a terminal. With 1pay.ch the features are the same on every plan and the Starter plan has no monthly fee.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"jupiterx-single-advanced-accordion-wrapper  jx-ac-last  jx-ac-inactive\" id=\"\" >\n\t\t\t\t<div class=\"jx-single-accordion-header\">\n\t\t\t\t\t<div class=\"jx-single-accordion-header-left\">\n\t\t\t\t\t\t<div class=\"jx-single-accordion-header-icon-toggle-wrapper jx-single-accordion-header-icon-toggle-wrapper-hide\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<span class=\"jx-ac-title\">Is the calculation saved?<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"jx-single-accordion-header-right\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"jx-ac-icon-body-closed jx-ac-toggle-icon fas fa-chevron-right\"><\/i><i aria-hidden=\"true\" class=\"jx-ac-icon-body-opened jx-ac-toggle-icon fas fa-chevron-down\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"jx-single-accordion-body  jx-ac-body-none\">\n\t\t\t\t\t<div class=\"jx-ac-content\">\n\t\t\t\t\t\t<div class=\"jx-ac-content-inner-wrapper\">\n\t\t\t\t\t\t\t<div class=\"jupiterx-ac-content-is-editor\"><p>No. The calculation runs in your browser and we neither send nor store your figures.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b222923 op-jsonld elementor-widget elementor-widget-html\" data-id=\"b222923\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"WebApplication\", \"@id\": \"https:\/\/www.1pay.ch\/en\/cost-of-cash-calculator\/#app\", \"name\": \"What does cash cost you?\", \"description\": \"Counting the till, trips to the bank, deposit fees and differences: work out with your own figures what cash really costs you each month.\", \"url\": \"https:\/\/www.1pay.ch\/en\/cost-of-cash-calculator\/\", \"inLanguage\": \"en\", \"applicationCategory\": \"BusinessApplication\", \"operatingSystem\": \"Web\", \"isAccessibleForFree\": true, \"offers\": {\"@type\": \"Offer\", \"price\": \"0\", \"priceCurrency\": \"CHF\"}, \"provider\": {\"@id\": \"https:\/\/www.1pay.ch\/#organization\"}}, {\"@type\": \"FAQPage\", \"@id\": \"https:\/\/www.1pay.ch\/en\/cost-of-cash-calculator\/#faq\", \"inLanguage\": \"en\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Isn't cash free?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"For the payer, yes; for you, no. It has to be counted, checked, taken to the bank and paid in, and banks often charge for deposits. These costs never appear on an invoice, but you pay them in time and fees.\"}}, {\"@type\": \"Question\", \"name\": \"What value should I give an hour of work?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"What it costs you: the hourly wage of whoever counts the till, or what an hour of your time is worth if you do it yourself. Even volunteers' time in an association has a value, although it is not paid.\"}}, {\"@type\": \"Question\", \"name\": \"How can I reduce cash?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"By giving customers a convenient way to pay without it: a QR code at the till, Tap to Pay on an Android phone or a terminal. With 1pay.ch the features are the same on every plan and the Starter plan has no monthly fee.\"}}, {\"@type\": \"Question\", \"name\": \"Is the calculation saved?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. The calculation runs in your browser and we neither send nor store your figures.\"}}]}]}<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3054d6e op-more-tools elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3054d6e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea26ced\" data-id=\"ea26ced\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76a51c5 elementor-widget elementor-widget-heading\" data-id=\"76a51c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">More free tools<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72f1ee6 op-tools elementor-widget elementor-widget-html\" data-id=\"72f1ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.op-tl{display:grid;grid-template-columns:repeat(auto-fill,minmax(var(--op-tl-min,300px),1fr));gap:18px;max-width:1140px;margin:0 auto;font-family:Poppins,Arial,sans-serif;text-align:left}html body a.op-tl-c{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid #D5DCE2;border-radius:16px;padding:24px;text-decoration:none!important;color:#2A2F33!important;transition:box-shadow .2s,border-color .2s}html body a.op-tl-c:hover,html body a.op-tl-c:focus-visible{border-color:#27509C;box-shadow:0 12px 28px rgba(16,24,40,.08)}.op-tl-c i,.op-tl-c svg{color:#27509C;fill:#27509C;font-size:22px;width:22px;height:22px}.op-tl-c b{font-size:1.08rem;font-weight:600;color:#1D3D78;line-height:1.3}.op-tl-c span{font-size:.94rem;line-height:1.55;color:#5B6B70}.op-tl-c em{margin-top:auto;padding-top:6px;font-style:normal;font-weight:600;font-size:.92rem;color:#27509C}<\/style><div class=\"op-tl\" style=\"--op-tl-min:230px\"><a class=\"op-tl-c\" href=\"\/en\/fee-calculator\/\"><i class=\"fas fa-calculator\" aria-hidden=\"true\"><\/i><b>Fee calculator<\/b><span>Enter your takings and number of payments to see which plan pays off.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/nonprofit-calculator\/\"><i class=\"fas fa-hand-holding-heart\" aria-hidden=\"true\"><\/i><b>Nonprofit calculator<\/b><span>For associations: find out when the Nonprofit plan pays for itself.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/payment-solution-finder\/\"><i class=\"fas fa-map-signs\" aria-hidden=\"true\"><\/i><b>How should you take payments?<\/b><span>Answer a few questions and find the payment methods that suit you.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/qr-bill-check\/\"><i class=\"fas fa-qrcode\" aria-hidden=\"true\"><\/i><b>Check your QR-bill<\/b><span>Upload a photo or screenshot: we check the data against the Swiss rules, in your browser.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/payment-reminder-template\/\"><i class=\"fas fa-comment-dots\" aria-hidden=\"true\"><\/i><b>Payment reminders<\/b><span>Your reminder ready for WhatsApp or email, in the right tone.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/vat-calculator\/\"><i class=\"fas fa-percent\" aria-hidden=\"true\"><\/i><b>VAT calculator<\/b><span>Add or remove Swiss VAT (8.1%, 2.6%, 3.8%) from any amount.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/late-payment-interest-calculator\/\"><i class=\"fas fa-hourglass-half\" aria-hidden=\"true\"><\/i><b>Late payment interest<\/b><span>What you can charge on an overdue payment: days late and 5% a year.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/qr-bill-generator\/\"><i class=\"fas fa-file-invoice\" aria-hidden=\"true\"><\/i><b>QR-bill generator<\/b><span>The payment part with QR code, ready to print or save as PDF, following the SIX 2.4 rules.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/net-price-calculator\/\"><i class=\"fas fa-tags\" aria-hidden=\"true\"><\/i><b>Net price calculator<\/b><span>How much to charge to receive the amount you want, fee included.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/iban-check\/\"><i class=\"fas fa-university\" aria-hidden=\"true\"><\/i><b>Check an IBAN<\/b><span>Valid or not, which country and whether it is a QR-IBAN.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/membership-fees-calculator\/\"><i class=\"fas fa-users\" aria-hidden=\"true\"><\/i><b>Membership fees<\/b><span>Members and fee: what the association keeps on Starter or Nonprofit.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/payment-sign\/\"><i class=\"fas fa-store\" aria-hidden=\"true\"><\/i><b>\u00abYou can pay here with\u00bb sign<\/b><span>Choose the methods you accept and print the sign for your till or stall, in A4, A5 or A6.<\/span><em>Open the tool \u2192<\/em><\/a><a class=\"op-tl-c\" href=\"\/en\/event-payments-checklist\/\"><i class=\"fas fa-tasks\" aria-hidden=\"true\"><\/i><b>Event payments checklist<\/b><span>17 checks to tick off or print, from a week before to after the market or party.<\/span><em>Open the tool \u2192<\/em><\/a><\/div><p style=\"text-align:center;margin:24px 0 0\"><a href=\"\/en\/free-tools\/\" style=\"font-weight:600;color:#27509C\">All tools \u2192<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Counting the till, trips to the bank, deposit fees and differences: work out with your own figures what cash really costs you each month.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7411","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/7411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/comments?post=7411"}],"version-history":[{"count":7,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/7411\/revisions"}],"predecessor-version":[{"id":7719,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/pages\/7411\/revisions\/7719"}],"wp:attachment":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/media?parent=7411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}