“Shall I send you my IBAN?” “Will you pay on delivery?” “Shall we do a bank transfer?” If you sell on Instagram, on WhatsApp or over the phone, you know these conversations well, and you know how many of them go nowhere. With a payment link, customers pay while they’re still keen, in a few seconds.<\/p>\n
A payment link<\/a> is a web address you create from your account that leads to a secure payment page with the amount already set. You send it however you like: WhatsApp, text message, email, a direct message on social media. The customer opens it, chooses the method (TWINT, card, Apple Pay, Google Pay, PostFinance Pay<\/a>) and pays. You’re notified straight away.<\/p>\n The deposit trick<\/p>\n For custom orders, ask for a deposit with a payment link. The customer is more committed, you don’t work for nothing, and you collect the balance on delivery the same way.<\/p>\n<\/div>\n With a bank transfer the customer has to open their e-banking, copy the IBAN and type the reference. Many say “I’ll do it this evening” and then forget, and you end up chasing them. With a link it takes two taps, and TWINT is on the phones of millions of people in Switzerland.<\/p>\n There’s an advantage for you too: you see in real time who has paid. No more going through bank statements line by line to work out who’s still missing.<\/p>\n Bank transfer or payment link<\/p>\nWhen to use it<\/h2>\n
\n
Why it works better than a bank transfer<\/h2>\n