{"id":6884,"date":"2026-10-22T10:00:00","date_gmt":"2026-10-22T08:00:00","guid":{"rendered":"https:\/\/www.1pay.ch\/?p=6884"},"modified":"2026-11-03T13:49:59","modified_gmt":"2026-11-03T12:49:59","slug":"pos-for-bars","status":"publish","type":"post","link":"https:\/\/www.1pay.ch\/en\/pos-for-bars\/","title":{"rendered":"POS for bars: taking payments at the counter, at the tables and on the terrace"},"content":{"rendered":"<p style=\"font-size:1.15rem;line-height:1.65;color:#2A2F33;margin:0 0 1.4em\">Saturday night, the terrace is packed. Table six wants to pay, table two wants to split the bill four ways, and the terminal is at the counter under a pile of receipts. A bar doesn&#8217;t lose money on the price of a coffee: it loses it in the minutes customers spend waiting to pay.<\/p>\n<h2 style=\"font-size:clamp(1.4rem,4vw,1.9rem);line-height:1.25;margin:1.6em 0 .6em;color:#1D3D78\">What a bar&#8217;s POS needs to do<\/h2>\n<p>A bar has different needs from a shop: lots of small amounts, lots of payments in a short time, staff moving between counter and tables. The right setup has to:<\/p>\n<ul>\n<li style=\"margin-bottom:.4em\"><strong>accept what customers use<\/strong>: debit cards, TWINT, credit cards, Apple Pay and Google Pay. According to the <a href=\"https:\/\/www.snb.ch\/en\/publications\/communication\/press-releases\/2026\/pre_20260330\" target=\"_blank\" rel=\"noopener\">Swiss National Bank<\/a>, the debit card remains the most used means of payment at the point of sale, with payment apps growing;<\/li>\n<li style=\"margin-bottom:.4em\"><strong>move with the staff<\/strong>, without cables and without depending on Wi-Fi;<\/li>\n<li style=\"margin-bottom:.4em\"><strong>cost little on small amounts<\/strong>, because a coffee can&#8217;t carry a high fixed fee.<\/li>\n<\/ul>\n<h2 style=\"font-size:clamp(1.4rem,4vw,1.9rem);line-height:1.25;margin:1.6em 0 .6em;color:#1D3D78\">Three tools to combine<\/h2>\n<h3 style=\"font-size:1.2rem;line-height:1.3;margin:1.3em 0 .4em;color:#1D3D78\">The terminal at the counter<\/h3>\n<p>The 1pay.ch <a href=\"https:\/\/www.1pay.ch\/en\/features\/pos-terminal\/\">POS terminal<\/a> is a Nexgo N86 with a printer or a compact N6, at CHF 25.- a month, with the SIM included and no upfront costs. It has its own connection, so it also works on the terrace or at a festival. The N86 prints a receipt for anyone who asks, such as customers at a business lunch.<\/p>\n<h3 style=\"font-size:1.2rem;line-height:1.3;margin:1.3em 0 .4em;color:#1D3D78\">Tap to Pay for the floor<\/h3>\n<p><a href=\"https:\/\/www.1pay.ch\/en\/features\/tap-to-pay\/\">Tap to Pay<\/a> turns a staff member&#8217;s Android smartphone into a terminal: the customer taps their card or phone and pays. It also accepts TWINT, with a QR for the exact amount shown on screen. It&#8217;s free on one device on every plan: the second &#8220;terminal&#8221; for busy evenings costs you nothing.<\/p>\n<h3 style=\"font-size:1.2rem;line-height:1.3;margin:1.3em 0 .4em;color:#1D3D78\">The QR code on the table<\/h3>\n<p>A <a href=\"https:\/\/www.1pay.ch\/en\/features\/qr-payments\/\">QR Pay<\/a> code printed on the table lets customers pay when they want, without calling anyone over. With the TWINT app they pay with TWINT; with the camera they open a page with every method. Printing the QR codes costs nothing: you only pay the fee when you get paid.<\/p>\n<p style=\"font-weight:600;color:#1D3D78;margin:1.4em 0 .2em\">Which tool for which moment<\/p>\n<div style=\"overflow-x:auto\">\n<table style=\"width:100%;border-collapse:collapse;margin:.4em 0 1.4em;font-size:.95rem\">\n<thead>\n<tr>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Moment<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Tool<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Why<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Coffee at the counter<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">POS terminal<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Fast, prints the receipt<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Packed terrace<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Tap to Pay on staff phones<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">The terminal goes to the customer, not the other way round<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Bill split between friends<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">QR code on the table<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Everyone pays their share from their own phone<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Takeaway ordered by WhatsApp<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Payment link<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">You prepare it once it&#8217;s paid<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Group booking<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Deposit by link or pre-authorisation<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Fewer empty tables<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 style=\"font-size:clamp(1.4rem,4vw,1.9rem);line-height:1.25;margin:1.6em 0 .6em;color:#1D3D78\">What it really costs<\/h2>\n<p>The features are the same on every plan. Only the fees change, and in a bar it&#8217;s mostly the fixed part that counts.<\/p>\n<p style=\"font-weight:600;color:#1D3D78;margin:1.4em 0 .2em\">In-store debit card fees (price list October 2026)<\/p>\n<div style=\"overflow-x:auto\">\n<table style=\"width:100%;border-collapse:collapse;margin:.4em 0 1.4em;font-size:.95rem\">\n<thead>\n<tr>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Plan<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Monthly fee<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">Transaction fee<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">On a CHF 4.50 coffee<\/th>\n<th style=\"border-bottom:2px solid #E3E8EC;padding:10px 8px;text-align:left;color:#1D3D78;vertical-align:bottom\">On a CHF 38.- round of drinks<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Starter<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.-<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">2.9% + 0.30<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.43<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 1.40<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Small<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 15.- a month<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">1.85% + 0.30<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.38<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 1.00<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Medium<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 25.- a month<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">1.55% + 0.25<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.32<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.84<\/td>\n<\/tr>\n<tr>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">Large<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 40.- a month<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">1.25% + 0.20<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.26<\/td>\n<td style=\"border-bottom:1px solid #E3E8EC;padding:10px 8px;text-align:left;vertical-align:top\">CHF 0.68<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>TWINT and credit cards cost a little more in store (Starter 2.9% + 0.30, Large 1.55% + 0.20). The terminal costs CHF 25.- a month on every plan.<\/p>\n<div style=\"background:#EEF6F5;border-radius:14px;padding:18px 22px;margin:1.4em 0\">\n<p style=\"font-weight:700;color:#1D3D78;margin:0 0 .3em\">A tip for bars that sell a lot of coffee<\/p>\n<p style=\"margin:0\">On small amounts it&#8217;s the fixed part of the fee that weighs. If you take lots of coffees by card, a paid plan saves you money sooner than you think. The <a href=\"https:\/\/www.1pay.ch\/en\/fee-calculator\/\">fee calculator<\/a> compares the plans with your numbers, terminal included.<\/p>\n<\/div>\n<h2 style=\"font-size:clamp(1.4rem,4vw,1.9rem);line-height:1.25;margin:1.6em 0 .6em;color:#1D3D78\">VAT in a bar<\/h2>\n<p>Different rates apply side by side in a bar: drinks and food consumed on the premises and alcoholic drinks are subject to the standard rate of 8.1%, while takeaway food and soft drinks can fall under the reduced rate of 2.6%. The current rates are on the <a href=\"https:\/\/www.estv.admin.ch\/\" target=\"_blank\" rel=\"noopener\">Federal Tax Administration website<\/a>. In the 1pay.ch dashboard every payment arrives with date, amount and method, and at the end of the year you export everything for your accountant in one click.<\/p>\n<h2 style=\"font-size:clamp(1.4rem,4vw,1.9rem);line-height:1.25;margin:1.6em 0 .6em;color:#1D3D78\">How to get started<\/h2>\n<ol>\n<li style=\"margin-bottom:.4em\">Sign up for free: email, name, and your account is open. Verification usually comes within one working day.<\/li>\n<li style=\"margin-bottom:.4em\">While you wait, print the QR codes for the tables and order the terminal.<\/li>\n<li style=\"margin-bottom:.4em\">Install Tap to Pay on the phones of your floor staff.<\/li>\n<li style=\"margin-bottom:.4em\">Your takings arrive in your account every week.<\/li>\n<\/ol>\n<div style=\"background:#EAF1FB;border-radius:14px;padding:20px 22px;margin:1.6em 0\">\n<p style=\"font-weight:700;color:#1D3D78;margin:0 0 .3em\">Want the sum done with your numbers?<\/p>\n<p style=\"margin:0\">Tell us how many coffees and rounds of drinks you sell a month: we&#8217;ll tell you which plan and which terminal suit your bar.<\/p>\n<p style=\"margin:.6em 0 0\"><strong>Phone<\/strong> <a href=\"tel:+41918574737\">+41 91 857 47 37<\/a> \u00b7 <strong>WhatsApp<\/strong> <a href=\"https:\/\/wa.me\/41798574737\" target=\"_blank\" rel=\"noopener\">+41 79 857 47 37<\/a> \u00b7 <a href=\"mailto:info@1pay.ch\">info@1pay.ch<\/a><\/p>\n<\/div>\n<div style=\"background:#1D3D78;color:#fff;border-radius:16px;padding:26px 24px;margin:2em 0\">\n<p style=\"color:#fff;font-size:1.3rem;font-weight:700;margin:0 0 .4em\">Get your bar ready in an afternoon<\/p>\n<p style=\"color:#E8EEF7;margin:0 0 1em\">Sign up for free, print the QR codes for the tables and choose the terminal from your account. No upfront costs.<\/p>\n<p><a href=\"https:\/\/signup.1pay.ch\/en\/?product=Starter-all\" style=\"display:inline-block;background:#fff;color:#1D3D78;font-weight:700;border-radius:12px;padding:12px 20px;text-decoration:none\">Start for free<\/a><\/div>\n<div style=\"background:#EEF6F5;border-radius:14px;padding:18px 22px;margin:1.4em 0\">\n<p style=\"font-weight:700;color:#1D3D78;margin:0 0 .3em\">You might also like<\/p>\n<ul style=\"margin:0;padding-left:1.2em\">\n<li style=\"margin-bottom:.4em\"><a href=\"https:\/\/www.1pay.ch\/en\/benefits-pos-terminal-small-business\/\">7 real benefits of a POS terminal for a small business<\/a><\/li>\n<li style=\"margin-bottom:.4em\"><a href=\"https:\/\/www.1pay.ch\/en\/free-plan-or-monthly-fee\/\">Free plan or monthly fee? When to move to Small, Medium or Large<\/a><\/li>\n<li style=\"margin-bottom:.4em\"><a href=\"https:\/\/www.1pay.ch\/en\/mobile-pos-events-fairs-deliveries\/\">Mobile POS for events, fairs and deliveries: what to check before you go<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>CHF 4.50 coffees, split bills, a packed terrace on Saturday: what a bar really needs to take payments fast, and what a terminal, Tap to Pay and table QR codes cost.<\/p>\n","protected":false},"author":1,"featured_media":6883,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[143],"tags":[],"class_list":["post-6884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/posts\/6884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/comments?post=6884"}],"version-history":[{"count":1,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/posts\/6884\/revisions"}],"predecessor-version":[{"id":6908,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/posts\/6884\/revisions\/6908"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/media\/6883"}],"wp:attachment":[{"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/media?parent=6884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/categories?post=6884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.1pay.ch\/en\/wp-json\/wp\/v2\/tags?post=6884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}