More payment methods means more sales? Only up to a point. A checkout with twenty logos is confusing. What matters is having the methods your customers actually use. Here’s the essential list for Switzerland.
The 4 essentials
- Debit and credit cards (Visa, Mastercard): the debit card is the most used means of payment in Swiss shops.
- TWINT: the phone payment method almost everyone has.
- Apple Pay and Google Pay: people who pay with their phone or watch expect them.
- Cash (in store): still preferred by some customers for small amounts.
To add depending on your business
If you sell online
PostFinance Pay, popular with PostFinance customers, plus Klarna or payment by invoice for larger amounts, when the customer wants to pay later.
If you have customers from abroad
Tourists and European customers appreciate European methods such as SEPA or iDEAL, and international cards such as American Express.
If you work in tourism or hospitality
Reka is widely used by people who receive the vouchers as an employee benefit.
If you work with businesses
The invoice with online payment, alongside the classic QR-bill.
The methods at a glance
| Method | For whom | When to switch it on |
|---|---|---|
| Debit and credit cards | Everyone | Straight away |
| TWINT | Everyone | Straight away |
| Apple Pay and Google Pay | People paying by phone | Straight away |
| PostFinance Pay | PostFinance customers | If you sell online |
| Klarna, TWINT pay later, invoice | Larger amounts | Online above CHF 100.- |
| SEPA, iDEAL, American Express | Customers from abroad | If you have tourists or EU customers |
| Reka | Tourism and hospitality | If customers ask for it |
The rule of thumb
Start with the 4 essentials. Then listen to your customers: if they ask for a method more than twice a month, switch it on. With 1pay.ch they’re all already included in the same contract, so adding a new one doesn’t need a new application.
And the costs?
Each method has its own fee, shown in the price list. On the 1pay.ch Starter plan there’s no monthly fee: you only pay when you get paid. The features, including all methods, are identical on every plan. See the pricing in detail.
Not sure which methods to start with?
Call or message us: in five minutes we’ll choose the right methods for your business together.
Phone +41 91 857 47 37 · WhatsApp +41 79 857 47 37 · info@1pay.ch
Switch on the right methods
Sign up for free and choose the methods your customers need. You can add more at any time.
