Tap to Pay
Your Android smartphone becomes a terminal: cards, wallets and TWINT, no hardware and no monthly fee.
Tap to Pay is an app that turns an Android smartphone with NFC into a payment terminal. The customer holds their card, smartphone or smartwatch to the back of your phone. Anyone who prefers TWINT scans the QR code the app creates for the exact amount.
On every 1pay.ch plan, including the free Starter, one Tap to Pay device is included at no cost: you only pay the transaction fee. For now it only works on Android; with an iPhone you can get paid with QR Pay, payment links or a terminal.
How it works
1. Sign up free
Open your 1pay.ch account and complete the verification.
2. Install the app
You need an Android smartphone with an NFC chip and an up-to-date system.
3. Enter the amount and get paid
The customer holds out their card or phone, or pays with TWINT. Confirmed in seconds.
Why use Tap to Pay
No hardware
No terminal to buy or rent: the phone in your pocket is enough.
Free on one device
Included on every plan, even the free Starter.
In-person fees
Payments follow terminal fees, which are lower on the paid plans.
Ideal on the move
Markets, deliveries, home services and occasional events.
When it pays off
- Low volumes or occasional takings, with no fixed costs.
- As a plan B next to the terminal at events.
- Deliveries and home services, with the amount you decide.
- Anyone who wants to start straight away, without waiting for a terminal.
Not just Tap to Pay
With your 1pay.ch account you get access to a wide range of payment features to cover all your needs.
Every payment feature is included, even in the free account, with no extra costs or complex activation.
E-commerce integration
Connect your WooCommerce, Shopify or other platform shop and accept every method with a single contract.
QR payments
A QR code for a fixed or open amount: with the TWINT app the customer pays straight away, with the camera they choose from every method.
POS terminal
Nexgo N86 with printer or compact N6, SIM included: CHF 25.- a month.
Payment links
Send a link by WhatsApp, SMS or email: the customer pays in seconds.
Invoices
Create and send digital invoices: the customer pays them online with the method they prefer.
Virtual terminal
Get paid remotely or on site with a smartphone, tablet or computer, no physical terminal.
Shop pages
Create an online shop and product pages right in 1pay.ch, without an expensive e-commerce site.
Donations
Collect one-off or recurring donations with a ready-made form, even without a website.
API / Webhook
Integrate every payment method into your software or app, with real-time notifications.
Frequently asked questions
Who is 1pay.ch for?
1pay.ch is designed for SMEs of every size, associations, makers and private people. Even without a registered company you can sign up and start selling.
Where can I use 1pay.ch?
You can use 1pay.ch in many ways:
- E-commerce: add 1pay.ch to your online shop easily and directly, thanks to the WooCommerce integration (other integrations on request).
- Payments on site: let your customers pay in your shop by QR code, as a simple alternative to the classic terminal.
- On the move: accept payments when travelling, delivering, at events or at your market stall.
- By email or phone: send your customers a payment link or a pre-authorisation.
- Donations: receive donations easily, online and offline.
- Payment pages: if you do not have an online shop, create a simple shop to sell your products, services or subscriptions.
How does sign-up work?
Sign-up takes two simple steps:
- First you create your account with your email and business name,
- Then you complete the verification with your business details and the required documents.
It all takes a few minutes and verification usually happens within 1 business day.
Is there a free plan?
Sign-up is completely free, with no activation costs.
You can choose the Starter plan (free forever) or try the Small plan free for 30 days. When the trial ends, decide whether to move to a paid plan or stay on Starter.
How and when do I receive payments?
Transactions are grouped and paid into your bank account.
By default, payouts are weekly, but you can ask for monthly payouts or, for high volumes, daily ones.
You can also set different accounts for different currencies (e.g. CHF and EUR).
Cost per payout: CHF 0.50.
How can I check transactions?
You receive an email notification for every transaction. In the dashboard you can see the full history, filter by status, amount or date, and export the data as CSV, XLSX or XML.
At year end a statement is generated automatically.
Do the fees shown apply to every payment method?
Standard fees are shown in the price list.
Some cards (business, international) and payment methods (AMEX, Alipay) may carry surcharges.
After signing up you will find the complete, up-to-date overview in your account.
Do you offer discounts or special terms?
We offer the following discounts:
- Non-profit associations: a special "Nonprofit" plan with favourable terms for every recognised non-profit organisation.
- Start-ups: 25% off the subscription for start-ups registered in the commercial register for less than 3 years.
- High monthly revenue: from CHF 50'000.- / month you can ask for preferential terms.
- Long-term subscription: get a discount on the subscription fee with an annual (20%), two-year (30%) or three-year (40%) plan.
If you have any questions, contact us: we will be happy to find the right solution for you.
What are the technical requirements for 1pay.ch?
No software to install. 1pay.ch runs entirely in the browser: all you need is an internet connection and your login details to manage everything from any device.
Do I need technical skills to use 1pay.ch?
No. 1pay.ch is designed to be used by anyone, without technical skills.
You set up the shop, choose the payment methods and start selling, all from one platform, without developers.
And if you need help, our local support is always there for you.
Can I use the payment terminal as a private person?
Yes, payment terminals are also available to private customers, not only to SMEs. Use them to accept payments quickly, simply and securely on any occasion (e.g. at the market, a flea market, private sales, etc.).
Is the payment terminal an alternative to SumUp?
Yes, 1pay.ch payment terminals are a great alternative to SumUp.
Compared with SumUp, 1pay.ch offers:
- No up-front cost (CHF 25.-/month, SIM card included)
- More payment methods (TWINT, crypto, wallets)
- Usable by SMEs and private people
- Fixed and portable terminals
- Quick sign-up, no red tape
Which payment terminal models do you offer?
Two payment terminals are currently available:
- Nexgo N86: the larger, complete terminal, mainly for fixed use on site (its battery also allows mobile use), with receipt printer, Wi-Fi, built-in SIM and charging base.
- Nexgo N6: a more compact and lighter terminal without receipt printer, very well suited to payments on the move.
More terminal models will be available soon.
