Get paid however you like, even without a business
Second-hand sales, group expenses, private lessons. Show a QR or send a link and whoever owes you money pays straight away, with TWINT or card.
Over 20 payment methods · Verified in one business day · Real people answer you, from Ticino
The problem
"I'll pay you later"
Said at dinner with friends, at the flea market or after the guitar lesson. Then they don’t pay, and asking a second time is awkward.
You don’t need a business to get paid properly. With 1pay.ch you show a QR on your phone or send a link in chat, and whoever owes you money pays straight away. It works for second-hand sales, group expenses and the small favour you do for someone.
How you get paid
When you need to get paid
No business and no commercial register needed, with the same tools the professionals use.
Selling second-hand
At the flea market or in a private sale: a QR on your phone or Tap to Pay on your Android, and no cash.
Splitting costs
Dinner, a group gift, a holiday house: send a link in chat and everyone pays their share.
Lessons and small services
Tutoring, babysitting, your hobby: get paid per lesson or with a recurring payment.
Personal fundraisers
A big gift, a project, an emergency: a fundraising page to share with a link.
Getting started
From here to getting paid: three steps
1. Sign up
E-mail, name, and your account is open. A few minutes, no credit card. Verification usually comes within one working day.
2. Set up what you need
You create your personal QR or your first payment link right from your phone. You can do this while verification is under way, so you start the same day.
3. Get paid and keep everything in order
Every payment arrives with name, amount and method. The money goes to your account every week, and at year end you export everything in one click.
Why 1pay.ch
Why private individuals choose 1pay.ch
No business required
Sign up as a private individual, no commercial register needed.
Free if you don't get paid
With Starter there's no monthly fee: just a fee when someone pays you.
Bigger sales too
For a car or a valuable piece of furniture you can ask for a deposit with a link, and the POS terminal is available to private individuals too.
Features are the same in every plan
Even the free plan has everything: QR, links, invoices, shop, terminal, donations. Only the fees change between plans.
20+ methods, one contract
TWINT, PostFinance Pay, cards, Apple Pay, Google Pay, Klarna and more. Customers pay the way they're used to, and you don't lose the sale.
Personal support from Ticino
We're based in Arbedo. When you call, you reach a real person who knows how things work in Switzerland.
Pricing
Pricing
With the Starter plan signing up is free, with no monthly fee and no activation cost: 2.9% + CHF 0.30 is deducted per payment. If nobody pays you in a month, you pay nothing.
Tap to Pay included
Tap to Pay is free on one Android device in every plan. QR codes and payment links cost nothing until you get paid.
Questions
Frequently asked questions
Yes. Private individuals can sign up and receive payments without being in the commercial register. Only the documents we ask for during verification are different.
No. With the TWINT app they pay with TWINT, otherwise they open the link or scan the QR with the camera and pay by card, Apple Pay or Google Pay.
Nothing fixed: with Starter you only pay 2.9% + CHF 0.30 on the payments you actually receive.
Yes. Send a payment link with the deposit amount, and the sale is confirmed when the payment arrives.
No, Tap to Pay is currently only available on Android smartphones with NFC. With an iPhone you use the QR or payment links.
Other sectors
Other solutions
Associations and non-profits
Fees, donations and events
Shops and retailers
Till, QR and terminal
Restaurants and bars
At the table, the counter, takeaway
Makers and producers
Markets, fairs and direct sales
Freelancers and services
Fees, deposits and invoices
Online shop
Checkout with 20+ methods
