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Payment solutions for every kind of business

A shop, an association, a practice or a market stall share the same problem under different names: getting paid without friction and finding everything in order at the end of the month.

Over 20 payment methods · Verified in one business day · Real people answer you, from Ticino

Soluzioni di pagamento 1pay.ch per negozi, ristoranti, associazioni, artigiani, professionisti, shop online e privati

What is your situation?

Associations and non-profits

Donations, membership fees, event takings

Shops and retailers

Get paid at the till without costly terminals

Restaurants and bars

The bill at the table, deposits on bookings

Makers and producers

Your market till, wherever you are

Freelancers and services

Fees paid right away, deposits on appointments

Online shop

TWINT at checkout, fewer abandoned carts

Private people

Get paid even without a company

Different trade, same account

Whatever your situation, you open one account and get everything: donation form, payment links, QR codes, online shop, digital invoices, POS terminal, Tap to Pay and the API if you want to integrate your software.

No features are reserved for the higher plans: between plans only the fees change. You can start on the free plan, see how it fits the way you work, and move to a paid plan only when the numbers add up.

20+payment methods with a single contract
1business day for verification, often less
CHF 0.-activation costs, on every plan
CHF 0.-monthly fee if you stay on Starter

Associations, non-profits and foundations

The membership fee that arrives in March instead of January. The cash box to count after the village fair. The member who says “I’ll send you a transfer” and disappears for three weeks.

With 1pay.ch fees renew by themselves, donations come in through a form that needs no website, and at the fair a QR code on the till sign is enough. Every payment is tracked with the payer’s name, so in December the report for the auditors is already done.

  • Nonprofit plan from CHF 9.- a month, with the lowest fees on the price list
  • Recurring donations and fees, authorised only once
  • No commercial register entry needed: your statutes are enough

Shops and retailers

The customer comes to the till, takes out their phone, and you have to say you only take cash. Sometimes you lose that sale.

With 1pay.ch you put a QR code on the counter and get paid straight away, or take a POS terminal at CHF 25.- a month with the SIM included. No activation costs, no long contract to sign.

  • TWINT, cards, wallets and crypto on the same terminal
  • Nexgo N86 with printer for the counter, compact N6 for the road
  • Every payment in the dashboard, ready for your accountant

Restaurants, bars and food

The table waiting for the bill while you hunt for change. The table of eight booked for Saturday night that never shows up.

A QR code on the table lets guests pay from their own phone without calling anyone. And for bookings you can ask for a deposit or pre-authorisation with a link sent via WhatsApp.

  • QR at the table, portable terminal between tables, or a link via WhatsApp
  • Deposits and pre-authorisations against empty tables
  • Works at the village fair, the food truck and the street festival too

Makers and producers

At the market people fall for your work, then ask whether you take TWINT. You say no, and the answer is “I’ll come back another time”. They don’t come back.

With 1pay.ch your market stall becomes a real till: a QR code on display, a terminal with built-in SIM, or your Android smartphone turned into a terminal with Tap to Pay. And if you want to sell beyond the market too, open an online shop without touching a line of code.

  • Get paid anywhere, even without Wi-Fi
  • Terminal at CHF 25.- a month, SIM included
  • Built-in online shop to sell between markets

Freelancers and services

The invoice sent at the end of the month, the payment that arrives after sixty days, and in between you have to write the reminder in just the right tone. Plus appointments cancelled at the last minute.

With a digital invoice the customer pays in one click instead of typing an IBAN, and a deposit asked for at booking turns the appointment into a real commitment.

  • Digital invoices paid in one click, no paper or stamps
  • Payment links to send by email, WhatsApp or SMS
  • Deposits and pre-authorisations against last-minute cancellations

Online shops and e-commerce

The Swiss customer reaches checkout, can’t find TWINT and closes the tab. An abandoned cart is often not about price but about a missing payment method.

1pay.ch connects to WooCommerce, Shopify and the main platforms, and brings every method your customers already use into the checkout. If you have your own software, there is the API with clear documentation and direct support.

  • Integration with WooCommerce, Shopify and other platforms
  • TWINT, PostFinance Pay, cards, wallets and Klarna in the same checkout
  • API and webhooks for full control

Private people, without a registered company

“I’ll pay you later”, said at dinner with friends or at the flea market. Then nobody pays.

You don’t need a company to get paid properly. With 1pay.ch you show a QR code on your phone and whoever owes you money sends it straight away, with TWINT or card. For second-hand sales, shared group costs, or a small service you do for someone.

  • No company and no commercial register entry required
  • POS terminal available to private people too
  • QR code from your phone, payment link or Tap to Pay

Looking for a specific tool?

This page starts from who you are. If you already know what you need, for example a QR code, a digital invoice or the integration with your shop, go straight to the features.

Pricing

Sign-up is free and there are no activation costs, on any plan. On Starter you pay no monthly fee: you only pay when you get paid. With the Small, Medium and Large plans the fees go down, and recognised non-profits get the Nonprofit plan from CHF 9.- a month.

Features are identical on every plan. Only the cost of getting paid changes.

Frequently asked questions

How do I know which solution suits me?

Start from how you get paid today. If you take cash at a stall, you need a QR code or a terminal. If you send invoices, you need digital invoices or payment links. If you sell online, you need the integration with your shop. And if you do several things, you have them all in the same account at no extra cost. Prefer to talk it through? Half an hour with us is free.

Can I use 1pay.ch without a registered company?

Yes. Private people and associations can sign up and get paid without a commercial register entry. Only the documents we ask for during verification change.

Do I need a different plan depending on my activity?

No. Features are identical on every plan, and your type of activity limits nothing. The choice of plan depends only on how much you take. The only exception is the Nonprofit plan, reserved for recognised non-profit organisations.

Can I use the same account for different activities?

Yes. You can create separate campaigns, payment pages and shops in the same account. If they are two different legal entities, for example your company and an association you are treasurer of, you need two separate accounts.

Is it an alternative to SumUp?

Yes: no up-front cost, more payment methods (including TWINT, wallets and crypto), a terminal with printer or a compact one, and you can use it as a private person too. The terminal costs CHF 25.- a month with the SIM included.

How quickly can I start?

Sign-up takes a few minutes and no credit card is needed. Account verification is usually confirmed within one business day, often the same day. Meanwhile you can already set up what you need.