With Klarna the customer pays later, you get everything now

The customer chooses whether to pay after 30 days or in 3 instalments. You receive the full amount as with a normal payment, and Klarna bears the risk of late payment.

Why activate it

The full amount, right away

The customer spreads the cost, you do not: you receive everything with the normal payout, with no instalments or reminders to manage.

Useful for larger purchases

Customers who do not want to pay the whole amount up front can split it, without you having to offer your own instalment plan.

The risk is not yours

If the customer pays late, Klarna deals with it. With a classic invoice, the risk stays with you.

What Klarna costs

	Starter	Small	Medium	Large
Online	3.2% + CHF 0.30	2.8% + CHF 0.30	2.5% + CHF 0.30	2.2% + CHF 0.30

Klarna is available in every plan. The features are the same everywhere: only the fees change. All prices

Klarna at a glance

Contract: Included in the 1pay.ch account (Pay Plus provider)
Type: Buy now, pay later
Channels: Online only
Features: One-off payments, full and partial refunds
Amount: For customers in Switzerland, «pay later» and 3 instalments from CHF 1.- to CHF 1’500.-
Not available for: Non-profit organisations, political parties and initiatives, business-to-business sales (B2B)

How to activate Klarna

Open your free account, no credit card needed.
Complete account verification, usually the same day.
Under Payment providers, click Configure next to Pay Plus and activate the Klarna icon.

You will find all the details in the documentation. Before you start, you can make a test payment. Looking for something else? See all payment methods.