Invoice and instalments with CembraPay
The service of Cembra Money Bank, formed from the merger of Swissbilling and Byjuno. The customer pays after receiving the goods, at once or in up to 3 instalments within 90 days, with no interest or fees.
When it makes sense
Pay after seeing the goods
The customer chooses whether to pay at once or in instalments, at no extra cost.
CembraPay bears the risk
With credit checks and a payment guarantee, the risk of default stays with CembraPay.
Swiss quality
A provider rooted in the Swiss market.
What CembraPay costs
| Starter | Small | Medium | Large | |
|---|---|---|---|---|
| Online | 1.9% + CHF 0.30 | 1.5% + CHF 0.30 | 1.2% + CHF 0.25 | 0.9% + CHF 0.20 |
These are the 1pay.ch fees for external providers. The fees in your contract with CembraPay come on top. All prices
CembraPay at a glance
- Contract
- Separate: the CembraPay account is yours and you open it
- Type
- Buy now, pay later, external provider
- Availability
- Businesses based in Switzerland or Liechtenstein only
- Channels
- Online only, not with terminals
- Features
- Invoice, instalments, full and partial refunds
- Payout
- Made directly by CembraPay, not shown in your 1pay.ch Payouts
How to activate CembraPay
- Open your free account, no credit card needed.
- Under Payment providers, scroll to the new providers and choose CembraPay.
- Click Configuration, enter your CembraPay account details and save.
You will find all the details in the documentation. Before you start, you can make a test payment. Looking for something else? See all payment methods.
Frequently asked questions
Yes, CembraPay works with a direct contract: you open the account yourself.
CembraPay, directly and on its own schedule. For questions about payouts, contact CembraPay.
No, external providers work for online payments only.
