Pay by Bank: take euros from Germany and Austria

The customer pays directly from their bank account, without a credit or debit card. Ideal if you sell from Switzerland to customers in Germany and Austria.

Why activate it

For the German and Austrian market

There, paying from your account is an established habit, and customers find a method they know.

No card needed

The customer pays through their own bank, with no card numbers.

One contract

You activate it in the admin area, without signing anything with the individual provider, and the takings arrive with your normal payout.

What Pay by Bank costs

	Starter	Small	Medium	Large
Online	2.9% (min. CHF 2.-)	2.5% (min. CHF 2.-)	2.2% (min. CHF 2.-)	1.9% (min. CHF 2.-)

The features are the same in every plan: only the fees change. The Starter plan is free, with no fixed costs. All prices

Pay by Bank at a glance

Contract: Included in the 1pay.ch account (Pay provider)
Type: Bank transfer
Channels: Online only
Features: One-off payments
Amount: From EUR 0.50 to EUR 15’000.- per payment
Currency: EUR

How to activate Pay by Bank

Open your free account, no credit card needed.
Complete account verification, usually the same day.
Under Payment providers, click Configure next to Pay and activate the Pay by Bank icon.

You will find all the details in the documentation. Before you start, you can make a test payment. Looking for something else? See all payment methods.