With 1pay.ch the features are the same in every plan, including the free one. Only the fees change: the more you take, the more a plan with a monthly charge and lower fees pays off.
The plans #
- Starter: free for ever, no fixed costs. You pay only when you take a payment, for example 2.9% + CHF 0.30 for an online payment with TWINT, PostFinance Pay, Visa or Mastercard.
- Small, Medium, Large: a monthly charge and progressively lower fees.
- Nonprofit: for recognised non-profit organisations, from CHF 9.- a month, with the lowest fees on the price list.
The full price list, with fees per method and discounts for multi-year payment, is always up to date on the Pricing page.
If your activity has been in the commercial register for less than 3 years, ask us for the 25% startup discount on the monthly charge.
Which plan to choose? #
Start with Starter. When your takings grow, do the maths: if the difference in fees over a month exceeds the monthly charge, move up a plan. If you like, we will do the calculation with your real numbers.
Other costs to know about #
- POS terminals: CHF 25.- a month per terminal, SIM included. See POS terminals.
- External providers: the provider’s fee plus the 1pay.ch fee, from 1.9% + CHF 0.30 (Starter) to 0.9% + CHF 0.20 (Large).
- Currency conversion: 2% if you take payments in a currency for which you have no bank account. See Bank account.
- Disputes: CHF 35.- per dispute, returned if you win it.
- Payouts: CHF 0.50 for each payout to your bank account, normally one a week. See Payouts.
- Refunds: free, but the fee on the original payment is not returned.
Where to see what you have paid #
Each transaction shows its 1pay.ch fee in the details. You will find the invoices for the monthly charge in Plan and billing.
